Real Estate Myths Mississippi Buyers And Sellers Should Avoid

By Bryan David

Bryan David is one of the best REALTORS® serving Ocean Springs, Biloxi, Gulfport and the entire coast. He is a Biloxi native, military veteran and retiree, and a multi-year top-producing agent with hundreds of satisfied clients.

Think you can’t buy a home with less-than-perfect credit? Or that every renovation guarantees a higher sale price? These common real estate beliefs sound convincing, but they can cost you time, money, and missed opportunities. Over the years, I’ve worked with many buyers and sellers who hesitated or made poor decisions based on what they heard online or from friends. If you’re planning to make a move, here are a few myths worth rethinking before you take that next step.

Myth #1: You need perfect credit to buy a home. Most people assume they need a credit score in the high 700s to qualify for a mortgage. That’s not true. There are loan programs available for credit scores as low as the 600s and even the 500s, depending on the lender. Don’t make assumptions about your eligibility without speaking to a qualified mortgage professional. You might be closer to homeownership than you think.

Myth #2: You have to wait for spring to buy or sell. While spring is a busy season, it’s not your only window of opportunity. Serious buyers and sellers are active throughout the year. In fact, listing your home when inventory is low—like in fall or winter—can work to your advantage. With fewer homes on the market, your property has a better chance to stand out.

Myth #3: Pricing high gives you room to negotiate. It’s common to think that pricing high gives you leverage to negotiate, but that strategy often causes your listing to sit on the market longer with less interest. Homes that are priced right from the beginning attract more attention and stronger offers. The right price creates momentum and helps you move forward with confidence.

Myth #4: Renovating before selling guarantees a higher price. Not every upgrade leads to a higher sales price. While some improvements are sensible, others may not deliver the return you expect. In many cases, simple updates such as fresh paint, clean landscaping, and new lighting can have a greater impact than expensive remodels. It’s essential to invest in changes that align with what buyers in your area actually value.

Myth #5: You don’t need a real estate agent–everything’s online. Online tools can provide information, but they don’t offer a strategy. I’ve seen buyers overpay and sellers miss opportunities by trying to navigate the market on their own. A knowledgeable agent helps you price, market, and negotiate with clarity so you can avoid costly missteps and stay focused on your goals.

If you’re thinking about buying or selling, now is the time to get the facts and make informed decisions. I’m here to help you sort through the noise and create a plan that works for your situation. Call me at 228-215-1861, email bhgre@expectrealty.com, or visit expectrealty.com to schedule a quick consultation. Let’s make your next move one you feel good about.